Pricing – Zapaut

Flexible plans for your business size and needs

Get a 14-day free trial of Zapaut, no credit card required to sign up.

No contracts involved | 30-day money-back guarantee🎉

Get started for free

Book a demo

Try before you buy: 14 days for $0

For two weeks, enjoy free unrestricted access to our
Pro plan—no credit card required, no commitment.

Monthly

Yearly

Save 16%

Bootstrap

Best for solopreneurs

Pause or cancel at anytime

Create up to 5 Business Branches

Create up to 2,000 Loans Accounts

Create up to 1,000 Savings Accounts

1 user/ workspace | 1 workspace

Analytics up to 3 months of data

Start Free Trial

Accelerate

Best For
Small businesses

Pause or cancel at anytime

Create up to 10 Business Branches

Create up to 8,000 Loans

Create up to 5,000 Savings

10 user/ workspace | 10 workspace

Analytics up to 2 years of data

Start Free Trial

Pro

Best for
Large Institutions

Pause or cancel at anytime

Create Unlimted Business Branches

Create Unlimited Loans

Create Unlimited Savings

Unlimited Users/ Workspaces

Analytics up to 5 years of data

Start Free Trial

	plan Bootstrap Best For Solopreneurs $59 /month. $54 $60 /annually Get started	plan Accelerate Best For Small businesses $149 $30 /month. $140 $108 /annually Get started	plan Pro Best for Large Institutions $299 $50 /month. $282 $228 /annually Get started
Basics
Monthly price	$59/ month, billed monthly	$149/ month, billed monthly	$299/ month, billed monthly
Yearly price	$54/ month, billed yearly	$140/ month, billed yearly	$282/ month, billed yearly
Supported Platform (Client Interfaces)	Web	Web, Mobile (Android & iOS apps)	Web, Mobile (Android & iOS apps), 3rd-party integrations via RESTful APIs
Loan accounts	2,000	8,000	Unlimited
Savings Accounts	1,000	5,000	Unlimited
Self-serve store options
Upgrade to yearly plans
Buy add-ons
Collections & Disbursals Services
Mobile Money – Mpesa Collection & Reconciliation	Fee: 0.9% per transaction	Fee: 0.9% per transaction	Fee: 0.9% per transaction
Mobile Money – Airtel Collection & Reconciliation	Fee: 1.5% per transaction	Fee: 1.5% per transaction	Fee: 1.5% per transaction
Bank Collection & Reconciliation	Fee: 1.7% per transaction	Fee: 1.7% per transaction	Fee: 1.7% per transaction
Local ATM Card Collection & Reconciliation	Fee: 2.5% per transaction	Fee: 2.5% per transaction	Fee: 2.5% per transaction
International ATM Card Collection & Reconciliation	Fee: 3.5% per transaction	Fee: 3.5% per transaction	Fee: 3.5% per transaction
Prepaid or Credit Card Setup	Fee: 3.5% per transaction	Fee: 3.5% per transaction	Fee: 3.5% per transaction
Cheque Deposit & Reconciliation	Fee: 2.0% per transaction	Fee: 2.0% per transaction	Fee: 2.0% per transaction
Standing Orders & Direct Debits	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
USSD Banking Transactions	Fee: 0.8% per transaction	Fee: 0.8% per transaction	Fee: 0.8% per transaction
Agency Banking Integration	Fee: 1.2% per transaction	Fee: 1.2% per transaction	Fee: 1.2% per transaction
Wallet-to-Wallet Transfers	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
International Remittance Collection	Fee: 3.0% per transaction	Fee: 3.0% per transaction	Fee: 3.0% per transaction
Bulk Disbursements (Loans & Salaries)	Fee: 1.5% per transaction	Fee: 1.5% per transaction	Fee: 1.5% per transaction
Bill Payments Integration	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Mobile Banking Services
Member registration	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Mobile Loan	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Balance inquiry	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Mobile Repayment	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Mobile Savings	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Mobile statement download	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Bulk SMS	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Billpay	Fee: 1.0% per transaction	Fee: 1.0% per transaction	Fee: 1.0% per transaction
Advanced analytics, insights, and reports
Member Growth & Demographics
Portfolio Growth Metrics
Top-Performing Products & Services
Transaction Tracking with UTM Parameters
Exportable, Branded Reports
Historical data access	Data up to 3 months	Data up to 2 years	Data up to 5 years
Member Engagement & Communication Tracking
Supported Channels	Mobile banking, USSD, SMS, and third-party integrations	Mobile banking, USSD, SMS, and third-party integrations	Mobile banking, USSD, SMS, and third-party integrations
Manage Member Interactions
Internal notes for your team
Workspaces for Each Institution
Team collaboration
Dedicated workspaces	1 workspace	10 workspace	Unlimited workspace
Invite users	1 user per workspace	10 user per workspace	Unlimited user per workspace
Member/Loan/Savings approval workflow
Internal notes (feedback)
Integrations
3rd Party Integrations
Design & Branding
Content & Knowledge Curation
Process Automation
Buy Additional add-ons
Mobile Banking Add-On
Payment Gateway Add-On
Credit Scoring & CRB Integration
KYC Automation
Bulk SMS & Notifications
Digital Wallets
ATM & Card Services
Agency banking & POS
Banking-grade SLA
Business Intelligence
Document Management
Advanced Analytics & Reporting
HR and Payroll
White-Label Mobile App
APIs for third party integration

Trusted by SACCOs, MFIs, and community banks of all sizes

SACCO Leaders, Loan Officers & Independent Financial Advisors

Running a small SACCO or managing operations solo? Use Zapaut to streamline financial management, engage your members effectively, and grow your portfolio with ease.