Loandisk vs Zapaut

FEATURES	Zapaut	Other Core Banking Platforms

Basics	Full loan & savings management, member onboarding, mobile & USSD support	Limited features, often missing mobile or digital banking
Product Setup	Create & customize loan, savings, and deposit products	Standard templates, limited customization
Bulk Operations	Batch loan approvals, savings deposits, and member updates	Mostly manual processes
Automation	Automated repayment schedules, notifications, and recurring transactions	Minimal automation, requires manual follow-up
Data Management	CSV imports, transaction uploads, client segmentation	Restricted import/export options
Analytics & Reporting	Advanced dashboards, portfolio analytics, compliance reports, export PDF/Excel, Over 50+ independent Reports	Basic reporting, limited insights
Workflow Tools	Approval workflows, audit trails, role-based access	Limited or no workflow automation
Integration	Mobile money, USSD, payment gateways, accounting, regulatory systems	Few integrations, often separate tools required
Scalability	Handles large member bases, multi-branch SACCOs, and MFIs	Often limited to smaller operations
Cost Efficiency	Affordable, flexible deployment	High licensing fees, per-user or per-module costs
Pricing plans
Monthly plans
Yearly plans

Trusted by SACCOs, MFIs, and community banks of all sizes

SACCO Leaders, Loan Officers & Independent Financial Advisors

Running a small SACCO or managing operations solo? Use Zapaut to streamline financial management, engage your members effectively, and grow your portfolio with ease.

Small SACCOs & Microfinance Institutions

Zapaut is the top choice for small SACCOs and MFIs due to its time-saving automation, intuitive interface, and cost-effective pricing plans.

Independent SACCO Operators & Microfinance Advisors

Manage multiple member accounts simultaneously, collaborate seamlessly with your team, and generate comprehensive financial reports in seconds.

Frequently asked questions

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What is Zapaut?

Zapaut is an easy-to-use core banking platform that helps SACCOs and MFIs manage their financial operations efficiently. It lets you track member accounts, loans, and savings all in one place. You can plan and automate repayments, disbursements, and reporting schedules, which saves time and keeps operations organized.

‍Zapaut also provides powerful analytics, so you can monitor portfolio performance, member activity, and product success, allowing data-driven decision-making. Plus, it’s great for teams, as it simplifies collaboration, ensures timely communication with members, and keeps your staff on top of key tasks across multiple branches or channels.

Is Zapaut an AI-powered core banking platform?

👉 Yes! Zapaut leverages AI to automate repayments, generate financial insights, optimize member engagement, and streamline SACCO and MFI operations, helping institutions make smarter, data-driven decisions.

Which channels and platforms does Zapaut support?

Zapaut allows you to manage and schedule financial operations across multiple channels, including web portals, mobile apps, USSD, APIs, and agent networks. It makes it easy to oversee repayments, disbursements, savings deposits, and member accounts from a single platform. Whether you’re managing a small SACCO or a multi-branch MFI, Mifos streamlines operations, ensuring you maintain consistent, efficient, and accurate financial management across all channels.

How does Zapaut help with financial operations?

Zapaut offers a suite of powerful features that make managing financial operations easier and more efficient. Some of the most important capabilities include automating loan disbursements and repayment schedules, organizing financial products and member accounts into categories, generating AI-driven insights on portfolio performance, designing reports and dashboards, integrating data from multiple sources, and creating customized notifications and alerts for members across various channels.

How does Zapaut organize financial products and services?

Zapaut’s product and member categories let you organize your financial services efficiently. You can group loans, savings accounts, and other offerings based on product type, member segments, or branch location. These categories make it easy to manage multiple products at once, automate repayments or notifications in bulk, assign custom labels or notes, and adjust schedules to optimize operations and member engagement.

How does Zapaut help me manage and curate financial services?

Zapaut helps you gather and organize relevant financial data and insights for your SACCO or MFI. The platform allows you to save reports, member activity logs, and portfolio analytics so you can review and act on them later. Mifos also integrates with external financial data sources and reporting tools, making it easier to track trends, monitor portfolio performance, and generate actionable insights. Additionally, automated dashboards and alerts help you quickly identify important updates across member accounts and loan products.

What kind of support does Zapaut offer for SACCOs and MFIs?

Zapaut provides comprehensive support for SACCOs and MFIs, including live chat, email assistance, phone support, and an extensive knowledge base.

How much does Zapaut cost, and what pricing plans are available?

Zapaut offers flexible plans designed to meet the needs of SACCOs, MFIs, and cooperative societies of all sizes.
Whether you’re a small SACCO just starting out or a large MFI needing advanced features and dedicated support, there’s a plan for you.

‍Pricing Plans:
Bootstrap: $59/month or $648/year – ideal for small SACCOs
‍Accelerate: $149/month or $1680/year – for growing institutions
‍Pro: $299/month or $3384/year – full-featured plan for most Large SACCOs

‍Note: Zapaut offers a 14-day free trial for the Pro, allowing institutions to explore all features and capabilities before committing to a subscription.

Does Zapaut provide a free financial operations planning template?

Yes, Zapaut provides a free financial operations planning template to help SACCOs and MFIs streamline their workflows. The template includes over 350 scheduling and task ideas, covering loan disbursements, repayment reminders, savings collections, member engagement, and reporting. It also comes with editable dashboard templates, sample reports for inspiration, and additional tips to optimize planning and improve operational efficiency.

Can we adopt one-off pricing?

Upon request and discussion, we offer a one-off payment option for the entire duration, which can be set by the SACCO.

Is there any contract?

There is no contract. You can cancel anytime. If you have subscribed to monthly billing using your Credit or Debit Card, you can login and delete your card. If you are paying manually using Paypal, simple ignore the invoice. You can also contact us for cancellation.

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Trusted by SACCOs, MFIs, and community banks of all sizes

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4.5 ratings from 25,000+ users

Save time with AI-driven automation, plan financial operations, schedule tasks, and effortlessly maintain smooth SACCO workflows.